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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,764 | $117,777+20.4% | $71,778+97.5% | $134,545+5.4% |
| Participation rate | 100.0% | 68.9%+31.1pp | 62.3%+37.7pp | 81.2%+18.8pp |
| Annual return | -17.48% | 25.46%-42.9pp | 9.15%-26.6pp | 418.37%-435.9pp |
| Employer contribution / active EE | $18,071 | $2,525+615.6% | $1,704+960.4% | $4,742+281.1% |
| Participant deferral / active EE | $0 | $3,756-100.0% | $2,656-100.0% | $6,401-100.0% |
| Admin fee / account holder | $4,200 | $6,379-34.2% | $3,974+5.7% | $11,431-63.3% |