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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,451 | $136,214+18.5% | $98,775+63.5% | $167,536-3.6% |
| Participation rate | 100.0% | 70.2%+29.8pp | 65.7%+34.3pp | 82.1%+17.9pp |
| Annual return | 12.96% | 67.53%-54.6pp | 49.92%-37.0pp | 478.82%-465.9pp |
| Employer contribution / active EE | $16,840 | $2,631+540.0% | $2,067+714.5% | $4,839+248.0% |
| Participant deferral / active EE | $0 | $3,716-100.0% | $3,035-100.0% | $6,342-100.0% |
| Admin fee / account holder | $4,139 | $5,031-17.7% | $4,076+1.5% | $12,315-66.4% |