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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,065 | $129,476+5.1% | $93,515+45.5% | $158,982-14.4% |
| Participation rate | 100.0% | 71.0%+29.0pp | 66.8%+33.2pp | 82.0%+18.0pp |
| Annual return | 18.90% | 118.56%-99.7pp | 78.21%-59.3pp | 302.99%-284.1pp |
| Employer contribution / active EE | $11,250 | $2,717+314.1% | $2,077+441.6% | $4,763+136.2% |
| Participant deferral / active EE | $0 | $3,916-100.0% | $3,129-100.0% | $5,983-100.0% |
| Admin fee / account holder | $494 | $7,396-93.3% | $5,235-90.6% | $11,252-95.6% |