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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,659 | $101,283-52.0% | $75,826-35.8% | $135,380-64.1% |
| Participation rate | 100.0% | 72.7%+27.3pp | 68.2%+31.8pp | 82.6%+17.4pp |
| Annual return | -4.03% | 3384.62%-3388.7pp | 1914.15%-1918.2pp | 519.81%-523.8pp |
| Employer contribution / active EE | $7,500 | $2,382+214.9% | $1,913+292.0% | $4,779+56.9% |
| Participant deferral / active EE | $0 | $3,469-100.0% | $2,862-100.0% | $5,609-100.0% |
| Admin fee / account holder | $3,336 | $6,539-49.0% | $4,726-29.4% | $10,828-69.2% |