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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,243 | $80,812+238.1% | $160,784+69.9% | $82,448+231.4% |
| Participation rate | 86.8% | 66.2%+20.6pp | 77.0%+9.8pp | 68.1%+18.7pp |
| Annual return | 15.73% | 100.59%-84.9pp | 1803.92%-1788.2pp | 41.64%-25.9pp |
| Employer contribution / active EE | $6,019 | $2,174+176.9% | $3,733+61.3% | $2,551+136.0% |
| Participant deferral / active EE | $14,122 | $4,335+225.7% | $6,293+124.4% | $4,139+241.2% |
| Admin fee / account holder | $5,297 | $7,695-31.2% | $9,717-45.5% | $7,234-26.8% |