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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,243 | $91,086+200.0% | $203,872+34.0% | $86,983+214.1% |
| Participation rate | 86.8% | 65.8%+21.0pp | 77.8%+9.0pp | 69.5%+17.3pp |
| Annual return | 15.73% | 22.30%-6.6pp | 85.11%-69.4pp | 25.83%-10.1pp |
| Employer contribution / active EE | $6,019 | $2,063+191.7% | $3,757+60.2% | $2,584+132.9% |
| Participant deferral / active EE | $14,122 | $4,019+251.4% | $6,388+121.1% | $4,194+236.7% |
| Admin fee / account holder | $5,297 | $8,987-41.1% | $11,730-54.8% | $7,856-32.6% |