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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,243 | $90,400+202.3% | $186,193+46.8% | $87,485+212.3% |
| Participation rate | 86.8% | 66.2%+20.6pp | 77.1%+9.7pp | 68.9%+17.9pp |
| Annual return | 15.73% | 22.15%-6.4pp | 78.03%-62.3pp | 26.06%-10.3pp |
| Employer contribution / active EE | $6,019 | $2,170+177.3% | $3,918+53.6% | $2,596+131.9% |
| Participant deferral / active EE | $14,122 | $4,330+226.2% | $6,513+116.8% | $4,274+230.5% |
| Admin fee / account holder | $5,297 | $8,673-38.9% | $11,058-52.1% | $7,775-31.9% |