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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,407 | $211,946+53.5% | $169,452+92.0% | $135,379+140.4% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -5.05% | 3.26%-8.3pp | 1.83%-6.9pp | 519.79%-524.8pp |
| Employer contribution / active EE | $8,561 | $5,117+67.3% | $4,157+105.9% | $4,779+79.1% |
| Participant deferral / active EE | $14,497 | $6,075+138.6% | $5,277+174.7% | $5,609+158.5% |
| Admin fee / account holder | $372 | $11,472-96.8% | $9,110-95.9% | $10,828-96.6% |