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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,142 | $72,027+268.1% | $185,835+42.7% | $79,852+232.0% |
| Participation rate | 82.8% | 65.8%+17.0pp | 78.0%+4.7pp | 69.6%+13.1pp |
| Annual return | 15.04% | 23.13%-8.1pp | 35.96%-20.9pp | 31.72%-16.7pp |
| Employer contribution / active EE | $3,920 | $1,965+99.5% | $4,087-4.1% | $2,471+58.6% |
| Participant deferral / active EE | $9,454 | $3,780+150.1% | $5,633+67.8% | $3,740+152.7% |
| Admin fee / account holder | $487 | $4,513-89.2% | $9,502-94.9% | $5,306-90.8% |