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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,261 | $176,077-81.7% | $159,455-79.8% | $167,518-80.7% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 6.61% | 331.83%-325.2pp | 263.63%-257.0pp | 478.71%-472.1pp |
| Employer contribution / active EE | $1,454 | $5,298-72.6% | $4,830-69.9% | $4,838-70.0% |
| Participant deferral / active EE | $6,431 | $7,751-17.0% | $7,353-12.5% | $6,342+1.4% |
| Admin fee / account holder | $26,434 | $12,556+110.5% | $10,800+144.7% | $12,312+114.7% |