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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,203 | $157,304-83.3% | $141,197-81.4% | $152,909-82.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | -28.92% | 64.34%-93.3pp | 71.41%-100.3pp | 345.46%-374.4pp |
| Employer contribution / active EE | $1,873 | $5,263-64.4% | $4,736-60.5% | $4,764-60.7% |
| Participant deferral / active EE | $6,867 | $7,111-3.4% | $6,710+2.3% | $5,851+17.4% |
| Admin fee / account holder | $3,884 | $12,126-68.0% | $10,265-62.2% | $11,601-66.5% |