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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,714 | $138,078-79.2% | $125,363-77.1% | $134,509-78.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -31.99% | 750.49%-782.5pp | 572.15%-604.1pp | 418.13%-450.1pp |
| Employer contribution / active EE | $2,112 | $5,245-59.7% | $4,815-56.1% | $4,741-55.5% |
| Participant deferral / active EE | $7,804 | $7,800+0.1% | $7,447+4.8% | $6,400+21.9% |
| Admin fee / account holder | $1,011 | $11,566-91.3% | $10,005-89.9% | $11,427-91.2% |