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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,495 | $148,623-74.8% | $135,974-72.4% | $139,466-73.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 8.77% | 79.30%-70.5pp | 68.30%-59.5pp | 373.66%-364.9pp |
| Employer contribution / active EE | $2,660 | $5,246-49.3% | $4,859-45.2% | $4,754-44.0% |
| Participant deferral / active EE | $6,960 | $8,103-14.1% | $7,760-10.3% | $6,712+3.7% |
| Admin fee / account holder | $4,951 | $12,406-60.1% | $10,767-54.0% | $11,409-56.6% |