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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,702 | $106,247+95.5% | $96,515+115.2% | $139,466+48.9% |
| Participation rate | 92.3% | 77.8%+14.5pp | 74.3%+18.0pp | 80.3%+12.0pp |
| Annual return | 15.31% | 38.47%-23.2pp | 35.73%-20.4pp | 373.66%-358.4pp |
| Employer contribution / active EE | $3,004 | $4,106-26.8% | $3,740-19.7% | $4,754-36.8% |
| Participant deferral / active EE | $6,246 | $5,456+14.5% | $4,880+28.0% | $6,712-6.9% |
| Admin fee / account holder | $13,260 | $7,885+68.2% | $6,735+96.9% | $11,409+16.2% |