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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,258 | $115,810+47.0% | $101,271+68.1% | $158,966+7.1% |
| Participation rate | 92.9% | 79.4%+13.5pp | 75.8%+17.1pp | 82.0%+10.9pp |
| Annual return | 14.20% | 56.15%-42.0pp | 46.48%-32.3pp | 302.95%-288.8pp |
| Employer contribution / active EE | $2,988 | $4,175-28.4% | $3,660-18.4% | $4,762-37.3% |
| Participant deferral / active EE | $6,110 | $4,958+23.2% | $4,371+39.8% | $5,983+2.1% |
| Admin fee / account holder | $16,862 | $7,248+132.6% | $5,948+183.5% | $11,250+49.9% |