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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,877 | $97,761+12.4% | $83,850+31.0% | $135,382-18.8% |
| Participation rate | 94.4% | 80.0%+14.5pp | 76.1%+18.3pp | 82.6%+11.8pp |
| Annual return | -5.63% | 1287.44%-1293.1pp | 850.92%-856.6pp | 519.77%-525.4pp |
| Employer contribution / active EE | $2,093 | $4,222-50.4% | $3,631-42.4% | $4,779-56.2% |
| Participant deferral / active EE | $4,333 | $4,682-7.5% | $4,082+6.2% | $5,609-22.8% |
| Admin fee / account holder | $7,453 | $6,674+11.7% | $5,478+36.0% | $10,829-31.2% |