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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,481 | $106,008+4.2% | $92,240+19.8% | $147,586-25.1% |
| Participation rate | 88.9% | 80.4%+8.5pp | 76.5%+12.4pp | 82.8%+6.1pp |
| Annual return | 18.52% | 50.05%-31.5pp | 176.29%-157.8pp | 578.59%-560.1pp |
| Employer contribution / active EE | $2,279 | $4,333-47.4% | $3,680-38.1% | $4,876-53.3% |
| Participant deferral / active EE | $4,875 | $4,478+8.9% | $3,897+25.1% | $5,439-10.4% |
| Admin fee / account holder | $1,083 | $6,333-82.9% | $5,194-79.1% | $10,886-90.0% |