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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,818 | $84,236+231.0% | $170,435+63.6% | $70,126+297.6% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 18.64% | 23.06%-4.4pp | 205.94%-187.3pp | 73.15%-54.5pp |
| Employer contribution / active EE | $9,293 | $3,387+174.3% | $5,432+71.1% | $2,343+296.7% |
| Participant deferral / active EE | $7,741 | $3,086+150.9% | $4,939+56.7% | $3,332+132.3% |
| Admin fee / account holder | $577 | $5,698-89.9% | $13,881-95.8% | $4,645-87.6% |