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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,575 | $75,962+281.2% | $154,108+87.9% | $64,173+351.2% |
| Participation rate | 97.2% | 70.4%+26.8pp | 83.0%+14.2pp | 69.6%+27.7pp |
| Annual return | -2.10% | 30.32%-32.4pp | 735.21%-737.3pp | 7.63%-9.7pp |
| Employer contribution / active EE | $6,574 | $3,350+96.2% | $5,298+24.1% | $2,381+176.1% |
| Participant deferral / active EE | $4,937 | $3,175+55.5% | $5,081-2.8% | $3,470+42.3% |
| Admin fee / account holder | $11,812 | $5,589+111.3% | $13,411-11.9% | $4,887+141.7% |