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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,918 | $77,638+202.6% | $156,551+50.1% | $62,881+273.6% |
| Participation rate | 97.3% | 71.2%+26.1pp | 84.0%+13.3pp | 69.3%+28.0pp |
| Annual return | 7.45% | 50.33%-42.9pp | 32.23%-24.8pp | 20.14%-12.7pp |
| Employer contribution / active EE | $7,934 | $3,444+130.4% | $5,501+44.2% | $2,281+247.8% |
| Participant deferral / active EE | $6,403 | $3,046+110.2% | $4,871+31.4% | $3,203+99.9% |
| Admin fee / account holder | $632 | $5,561-88.6% | $13,028-95.2% | $4,296-85.3% |