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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,509 | $217,432+10.2% | $185,851+28.9% | $167,553+42.9% |
| Participation rate | 90.0% | 86.1%+3.9pp | 81.7%+8.3pp | 82.1%+7.9pp |
| Annual return | 6.31% | 148.43%-142.1pp | 122.11%-115.8pp | 478.89%-472.6pp |
| Employer contribution / active EE | $6,264 | $5,874+6.6% | $5,168+21.2% | $4,840+29.4% |
| Participant deferral / active EE | $4,135 | $6,357-35.0% | $5,569-25.7% | $6,343-34.8% |
| Admin fee / account holder | $252,495 | $19,820+1173.9% | $16,245+1454.3% | $12,316+1950.1% |