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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,661 | $57,330-32.6% | $86,656-55.4% | $75,177-48.6% |
| Participation rate | 66.7% | 63.2%+3.5pp | 71.7%-5.0pp | 67.2%-0.5pp |
| Annual return | 17.61% | 2675.40%-2657.8pp | 593.09%-575.5pp | 160.75%-143.1pp |
| Employer contribution / active EE | $1,232 | $2,316-46.8% | $3,025-59.3% | $2,671-53.9% |
| Participant deferral / active EE | $2,865 | $3,320-13.7% | $4,439-35.5% | $4,126-30.6% |
| Admin fee / account holder | $9,513 | $4,115+131.2% | $5,619+69.3% | $5,651+68.3% |