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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,934 | $65,440-37.4% | $98,506-58.4% | $85,851-52.3% |
| Participation rate | 65.2% | 65.0%+0.2pp | 73.3%-8.1pp | 69.3%-4.1pp |
| Annual return | 17.89% | 21.75%-3.9pp | 1494.92%-1477.0pp | 318.63%-300.7pp |
| Employer contribution / active EE | $939 | $2,169-56.7% | $2,961-68.3% | $2,565-63.4% |
| Participant deferral / active EE | $2,243 | $3,168-29.2% | $4,277-47.5% | $3,952-43.2% |
| Admin fee / account holder | $7,535 | $4,596+64.0% | $5,955+26.5% | $6,261+20.3% |