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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,912 | $54,370-35.8% | $82,763-57.8% | $68,490-49.0% |
| Participation rate | 69.6% | 63.9%+5.6pp | 72.6%-3.0pp | 67.9%+1.7pp |
| Annual return | -17.24% | -13.67%-3.6pp | 702.45%-719.7pp | -7.85%-9.4pp |
| Employer contribution / active EE | $1,048 | $2,219-52.8% | $3,008-65.2% | $2,597-59.6% |
| Participant deferral / active EE | $2,456 | $3,247-24.4% | $4,395-44.1% | $4,028-39.0% |
| Admin fee / account holder | $4,019 | $4,398-8.6% | $5,325-24.5% | $5,403-25.6% |