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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,110 | $45,152-55.5% | $73,836-72.8% | $59,633-66.3% |
| Participation rate | 81.3% | 64.0%+17.2pp | 73.4%+7.8pp | 68.7%+12.6pp |
| Annual return | -3.06% | 27.40%-30.5pp | 2268.06%-2271.1pp | 2041.45%-2044.5pp |
| Employer contribution / active EE | $819 | $1,901-56.9% | $2,787-70.6% | $2,203-62.8% |
| Participant deferral / active EE | $1,396 | $2,573-45.7% | $3,583-61.0% | $3,192-56.2% |
| Admin fee / account holder | $1,078 | $3,515-69.3% | $4,882-77.9% | $4,297-74.9% |