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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,795 | $178,174+18.9% | $156,181+35.6% | $137,256+54.3% |
| Participation rate | 72.2% | 82.0%-9.8pp | 78.8%-6.6pp | 80.0%-7.7pp |
| Annual return | 9.95% | 84.19%-74.2pp | 64.87%-54.9pp | 220.34%-210.4pp |
| Employer contribution / active EE | $1,700 | $4,972-65.8% | $4,294-60.4% | $4,156-59.1% |
| Participant deferral / active EE | $8,256 | $6,888+19.9% | $6,132+34.6% | $6,407+28.9% |
| Admin fee / account holder | $2,356 | $17,404-86.5% | $14,586-83.8% | $12,270-80.8% |