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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,281 | $162,812-16.9% | $133,971+1.0% | $158,966-14.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 11.30% | 41.94%-30.6pp | 45.09%-33.8pp | 302.95%-291.7pp |
| Employer contribution / active EE | $2,310 | $4,976-53.6% | $3,919-41.1% | $4,762-51.5% |
| Participant deferral / active EE | $6,697 | $5,910+13.3% | $5,047+32.7% | $5,983+11.9% |
| Admin fee / account holder | $4,739 | $11,741-59.6% | $8,929-46.9% | $11,250-57.9% |