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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,379 | $152,612-27.7% | $125,192-11.8% | $152,897-27.8% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 21.81% | 54.85%-33.0pp | 43.79%-22.0pp | 345.43%-323.6pp |
| Employer contribution / active EE | $1,923 | $4,947-61.1% | $3,866-50.3% | $4,764-59.6% |
| Participant deferral / active EE | $5,561 | $5,868-5.2% | $4,937+12.6% | $5,851-5.0% |
| Admin fee / account holder | $15,078 | $13,437+12.2% | $9,704+55.4% | $11,599+30.0% |