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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,104 | $123,793+115.8% | $177,840+50.2% | $79,852+234.5% |
| Participation rate | 80.0% | 84.7%-4.7pp | 87.7%-7.7pp | 69.6%+10.4pp |
| Annual return | -2.35% | 22.82%-25.2pp | 48.32%-50.7pp | 31.72%-34.1pp |
| Employer contribution / active EE | $0 | $4,095-100.0% | $5,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $4,056 | $5,956-31.9% | $7,714-47.4% | $3,740+8.4% |
| Admin fee / account holder | $10,705 | $7,243+47.8% | $12,431-13.9% | $5,306+101.7% |