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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,158 | $109,359+120.5% | $162,171+48.7% | $72,983+230.4% |
| Participation rate | 82.9% | 84.3%-1.4pp | 87.6%-4.7pp | 69.5%+13.4pp |
| Annual return | 22.80% | 25.46%-2.7pp | 115.60%-92.8pp | 81.01%-58.2pp |
| Employer contribution / active EE | $289 | $3,907-92.6% | $5,613-94.8% | $2,440-88.1% |
| Participant deferral / active EE | $3,946 | $5,481-28.0% | $7,297-45.9% | $3,608+9.4% |
| Admin fee / account holder | $18,230 | $7,972+128.7% | $10,843+68.1% | $5,124+255.8% |