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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,956 | $100,060+130.8% | $149,721+54.3% | $70,126+229.3% |
| Participation rate | 88.2% | 83.6%+4.7pp | 87.1%+1.2pp | 69.5%+18.7pp |
| Annual return | 18.01% | 27.46%-9.5pp | 1501.67%-1483.7pp | 73.15%-55.1pp |
| Employer contribution / active EE | $130 | $3,661-96.4% | $5,444-97.6% | $2,343-94.4% |
| Participant deferral / active EE | $4,064 | $4,982-18.4% | $6,568-38.1% | $3,332+22.0% |
| Admin fee / account holder | $2,451 | $8,285-70.4% | $11,282-78.3% | $4,645-47.2% |