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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,671 | $87,834+127.3% | $133,975+49.0% | $62,881+217.5% |
| Participation rate | 93.8% | 83.4%+10.4pp | 87.1%+6.7pp | 69.3%+24.4pp |
| Annual return | 7.43% | 12.05%-4.6pp | 29.29%-21.9pp | 20.14%-12.7pp |
| Employer contribution / active EE | $179 | $3,482-94.9% | $5,211-96.6% | $2,281-92.1% |
| Participant deferral / active EE | $4,825 | $4,812+0.3% | $6,282-23.2% | $3,203+50.6% |
| Admin fee / account holder | $11,485 | $5,372+113.8% | $9,324+23.2% | $4,296+167.4% |