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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,107 | $199,109+46.7% | $173,730+68.1% | $154,746+88.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 20.51% | 20.02%+0.5pp | 19.96%+0.6pp | 172.34%-151.8pp |
| Employer contribution / active EE | $2,727 | $5,311-48.6% | $4,577-40.4% | $4,379-37.7% |
| Participant deferral / active EE | $6,515 | $7,113-8.4% | $6,326+3.0% | $6,730-3.2% |
| Admin fee / account holder | $4,644 | $20,916-77.8% | $17,523-73.5% | $14,365-67.7% |