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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,018 | $166,268+60.0% | $165,100+61.1% | $145,897+82.3% |
| Participation rate | 81.3% | 82.0%-0.8pp | 78.6%+2.6pp | 80.3%+0.9pp |
| Annual return | 12.85% | 100.52%-87.7pp | 70.21%-57.4pp | 552.29%-539.4pp |
| Employer contribution / active EE | $1,471 | $5,284-72.2% | $4,348-66.2% | $4,663-68.5% |
| Participant deferral / active EE | $4,489 | $6,964-35.5% | $6,035-25.6% | $6,689-32.9% |
| Admin fee / account holder | $5,037 | $16,659-69.8% | $12,696-60.3% | $13,390-62.4% |