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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,345 | $135,645+30.7% | $110,243+60.9% | $135,379+31.0% |
| Participation rate | 76.2% | 83.5%-7.3pp | 79.8%-3.6pp | 82.6%-6.5pp |
| Annual return | -4.30% | 513.24%-517.5pp | 314.76%-319.1pp | 519.79%-524.1pp |
| Employer contribution / active EE | $1,341 | $4,907-72.7% | $3,827-65.0% | $4,779-71.9% |
| Participant deferral / active EE | $4,355 | $5,507-20.9% | $4,672-6.8% | $5,609-22.4% |
| Admin fee / account holder | $4,354 | $11,458-62.0% | $8,548-49.1% | $10,828-59.8% |