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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,030 | $152,592+35.0% | $125,180+64.6% | $152,885+34.8% |
| Participation rate | 75.0% | 83.3%-8.3pp | 79.8%-4.8pp | 82.5%-7.5pp |
| Annual return | 20.43% | 54.84%-34.4pp | 43.79%-23.4pp | 345.39%-325.0pp |
| Employer contribution / active EE | $1,360 | $4,947-72.5% | $3,866-64.8% | $4,763-71.5% |
| Participant deferral / active EE | $4,518 | $5,868-23.0% | $4,937-8.5% | $5,851-22.8% |
| Admin fee / account holder | $13,764 | $13,435+2.5% | $9,703+41.9% | $11,598+18.7% |