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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,179 | $106,264+121.3% | $147,117+59.9% | $77,762+202.4% |
| Participation rate | 90.8% | 78.4%+12.4pp | 82.2%+8.6pp | 70.6%+20.2pp |
| Annual return | 17.91% | 56.94%-39.0pp | 420.54%-402.6pp | 31.27%-13.4pp |
| Employer contribution / active EE | $1,427 | $4,074-65.0% | $4,932-71.1% | $2,728-47.7% |
| Participant deferral / active EE | $20,967 | $8,003+162.0% | $8,065+160.0% | $4,651+350.8% |
| Admin fee / account holder | -$0 | $334-100.1% | $12,993-100.0% | $433-100.1% |