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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,179 | $106,247+121.4% | $147,096+59.9% | $77,714+202.6% |
| Participation rate | 90.8% | 78.4%+12.4pp | 82.2%+8.6pp | 70.6%+20.2pp |
| Annual return | 17.91% | 56.87%-39.0pp | 419.75%-401.8pp | 31.26%-13.3pp |
| Employer contribution / active EE | $1,427 | $4,069-64.9% | $4,936-71.1% | $2,727-47.7% |
| Participant deferral / active EE | $20,967 | $7,996+162.2% | $8,071+159.8% | $4,649+351.0% |
| Admin fee / account holder | -$0 | $338-100.1% | $13,005-100.0% | $433-100.1% |