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Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,236 | $104,336+156.1% | $159,495+67.6% | $86,828+207.8% |
| Participation rate | 75.6% | 77.7%-2.2pp | 82.8%-7.3pp | 72.3%+3.3pp |
| Annual return | 19.97% | 26.32%-6.4pp | 263.72%-243.8pp | 97.95%-78.0pp |
| Employer contribution / active EE | $1,518 | $3,451-56.0% | $4,831-68.6% | $2,406-36.9% |
| Participant deferral / active EE | $17,515 | $6,837+156.2% | $7,354+138.2% | $4,132+323.9% |
| Admin fee / account holder | $2 | $172-98.8% | $10,804-100.0% | $170-98.8% |