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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,574 | $95,438+133.2% | $135,998+63.7% | $74,478+198.8% |
| Participation rate | 84.7% | 78.2%+6.5pp | 81.9%+2.7pp | 70.7%+13.9pp |
| Annual return | 21.75% | 32.61%-10.9pp | 68.37%-46.6pp | 34.37%-12.6pp |
| Employer contribution / active EE | $1,614 | $3,878-58.4% | $4,860-66.8% | $2,637-38.8% |
| Participant deferral / active EE | $18,001 | $7,790+131.1% | $7,761+132.0% | $4,530+297.4% |
| Admin fee / account holder | $1 | $259-99.8% | $10,769-100.0% | $347-99.8% |