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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,915 | $160,070-36.3% | $147,117-30.7% | $145,897-30.1% |
| Participation rate | 64.7% | 84.0%-19.3pp | 82.2%-17.5pp | 80.3%-15.6pp |
| Annual return | 10.85% | 98.69%-87.8pp | 420.54%-409.7pp | 552.29%-541.4pp |
| Employer contribution / active EE | $3,292 | $5,285-37.7% | $4,932-33.3% | $4,663-29.4% |
| Participant deferral / active EE | $13,153 | $8,419+56.2% | $8,065+63.1% | $6,689+96.6% |
| Admin fee / account holder | $11,951 | $15,035-20.5% | $12,993-8.0% | $13,390-10.7% |