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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,280 | $138,078-59.2% | $125,363-55.1% | $134,509-58.2% |
| Participation rate | 81.3% | 84.5%-3.2pp | 82.4%-1.1pp | 81.2%0pp |
| Annual return | -19.00% | 750.49%-769.5pp | 572.15%-591.1pp | 418.13%-437.1pp |
| Employer contribution / active EE | $3,316 | $5,245-36.8% | $4,815-31.1% | $4,741-30.1% |
| Participant deferral / active EE | $11,880 | $7,800+52.3% | $7,447+59.5% | $6,400+85.6% |
| Admin fee / account holder | $5,278 | $11,566-54.4% | $10,005-47.2% | $11,427-53.8% |