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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,961 | $165,381-75.2% | $149,730-72.6% | $158,966-74.2% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 18.58% | 348.29%-329.7pp | 276.70%-258.1pp | 302.95%-284.4pp |
| Employer contribution / active EE | $2,938 | $5,104-42.4% | $4,645-36.7% | $4,762-38.3% |
| Participant deferral / active EE | $8,631 | $7,182+20.2% | $6,843+26.1% | $5,983+44.3% |
| Admin fee / account holder | $4,047 | $10,809-62.6% | $9,310-56.5% | $11,250-64.0% |