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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,032 | $100,003-17.0% | $146,685-43.4% | $85,856-3.3% |
| Participation rate | 65.4% | 73.1%-7.7pp | 80.1%-14.7pp | 69.3%-3.9pp |
| Annual return | 12.62% | 18.93%-6.3pp | 22.75%-10.1pp | 318.58%-306.0pp |
| Employer contribution / active EE | $1,588 | $2,559-37.9% | $4,137-61.6% | $2,565-38.1% |
| Participant deferral / active EE | $3,621 | $4,006-9.6% | $5,507-34.2% | $3,952-8.4% |
| Admin fee / account holder | $2,634 | $7,704-65.8% | $10,281-74.4% | $6,261-57.9% |