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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,579 | $69,977-20.6% | $108,582-48.8% | $62,881-11.6% |
| Participation rate | 66.2% | 72.9%-6.7pp | 79.6%-13.4pp | 69.3%-3.1pp |
| Annual return | 5.59% | 10.73%-5.1pp | -51.70%+57.3pp | 20.14%-14.6pp |
| Employer contribution / active EE | $0 | $2,135-100.0% | $3,758-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,100 | $3,165-33.6% | $4,311-51.3% | $3,203-34.4% |
| Admin fee / account holder | $8,371 | $5,076+64.9% | $7,645+9.5% | $4,296+94.9% |