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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,722 | $78,707-24.1% | $117,861-49.3% | $70,126-14.8% |
| Participation rate | 64.6% | 73.2%-8.6pp | 79.7%-15.1pp | 69.5%-5.0pp |
| Annual return | 14.63% | 23.30%-8.7pp | 335.11%-320.5pp | 73.15%-58.5pp |
| Employer contribution / active EE | $768 | $2,223-65.4% | $3,786-79.7% | $2,343-67.2% |
| Participant deferral / active EE | $2,283 | $3,297-30.8% | $4,482-49.1% | $3,332-31.5% |
| Admin fee / account holder | $2,878 | $5,066-43.2% | $8,021-64.1% | $4,645-38.0% |