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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,759 | $78,027+3.5% | $178,528-54.8% | $80,925-0.2% |
| Participation rate | 76.5% | 65.7%+10.8pp | 77.1%-0.6pp | 67.7%+8.8pp |
| Annual return | 10.84% | 18.09%-7.3pp | 27.11%-16.3pp | 35.65%-24.8pp |
| Employer contribution / active EE | $2,123 | $2,281-6.9% | $3,950-46.3% | $2,756-23.0% |
| Participant deferral / active EE | $5,109 | $4,408+15.9% | $6,278-18.6% | $4,299+18.9% |
| Admin fee / account holder | $5,579 | $7,168-22.2% | $10,419-46.5% | $6,940-19.6% |