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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,323 | $113,941-73.4% | $94,229-67.8% | $125,389-75.8% |
| Participation rate | 58.3% | 82.9%-24.6pp | 78.8%-20.4pp | 83.2%-24.9pp |
| Annual return | -0.84% | 5.29%-6.1pp | 10.68%-11.5pp | 282.24%-283.1pp |
| Employer contribution / active EE | $4,568 | $4,727-3.4% | $3,587+27.4% | $4,866-6.1% |
| Participant deferral / active EE | $5,855 | $5,179+13.1% | $4,320+35.5% | $5,352+9.4% |
| Admin fee / account holder | $25,984 | $8,392+209.6% | $6,269+314.5% | $9,541+172.3% |