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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,177 | $131,835-74.8% | $108,582-69.4% | $273,972-87.9% |
| Participation rate | 73.3% | 83.5%-10.1pp | 79.6%-6.2pp | 83.0%-9.7pp |
| Annual return | 7.38% | -91.57%+98.9pp | -51.70%+59.1pp | 41.46%-34.1pp |
| Employer contribution / active EE | $3,918 | $4,913-20.2% | $3,758+4.2% | $4,869-19.5% |
| Participant deferral / active EE | $5,578 | $5,127+8.8% | $4,311+29.4% | $5,287+5.5% |
| Admin fee / account holder | $549 | $10,253-94.6% | $7,645-92.8% | $10,133-94.6% |