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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,900 | $166,242-45.9% | $165,071-45.5% | $145,884-38.4% |
| Participation rate | 72.2% | 82.0%-9.8pp | 78.6%-6.4pp | 80.3%-8.1pp |
| Annual return | 12.09% | 100.44%-88.4pp | 70.17%-58.1pp | 551.85%-539.8pp |
| Employer contribution / active EE | $5,700 | $5,283+7.9% | $4,347+31.1% | $4,662+22.3% |
| Participant deferral / active EE | $10,633 | $6,964+52.7% | $6,035+76.2% | $6,690+58.9% |
| Admin fee / account holder | $10,038 | $16,658-39.7% | $12,695-20.9% | $13,392-25.0% |