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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,806 | $154,209-45.7% | $130,062-35.6% | $139,487-39.9% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.5%+1.5pp | 80.3%-0.3pp |
| Annual return | 19.00% | 32.52%-13.5pp | -137.37%+156.4pp | 373.84%-354.8pp |
| Employer contribution / active EE | $5,300 | $5,292+0.1% | $4,322+22.6% | $4,755+11.5% |
| Participant deferral / active EE | $10,213 | $6,709+52.2% | $5,821+75.5% | $6,713+52.2% |
| Admin fee / account holder | $589 | $13,988-95.8% | $10,601-94.4% | $11,407-94.8% |