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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,182 | $85,766+23.8% | $136,298-22.1% | $70,126+51.4% |
| Participation rate | 82.4% | 74.2%+8.2pp | 81.9%+0.4pp | 69.5%+12.8pp |
| Annual return | 16.50% | 31.46%-15.0pp | 5156.27%-5139.8pp | 73.15%-56.6pp |
| Employer contribution / active EE | $4,203 | $2,966+41.7% | $4,696-10.5% | $2,343+79.4% |
| Participant deferral / active EE | $4,525 | $5,051-10.4% | $6,247-27.6% | $3,332+35.8% |
| Admin fee / account holder | $11,743 | $5,421+116.6% | $9,244+27.0% | $4,645+152.8% |