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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,000 | $93,617+83.7% | $135,982+26.5% | $75,177+128.8% |
| Participation rate | 78.4% | 75.2%+3.2pp | 81.9%-3.5pp | 67.2%+11.2pp |
| Annual return | 14.34% | 30.89%-16.5pp | 68.32%-54.0pp | 160.75%-146.4pp |
| Employer contribution / active EE | $5,266 | $3,538+48.8% | $4,859+8.4% | $2,671+97.1% |
| Participant deferral / active EE | $6,436 | $6,406+0.5% | $7,760-17.1% | $4,126+56.0% |
| Admin fee / account holder | $3,943 | $6,980-43.5% | $10,767-63.4% | $5,651-30.2% |