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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,540 | $105,200+51.7% | $159,4740% | $85,847+85.8% |
| Participation rate | 84.4% | 75.8%+8.6pp | 82.8%+1.5pp | 69.3%+15.1pp |
| Annual return | 11.40% | 45.08%-33.7pp | 263.68%-252.3pp | 318.61%-307.2pp |
| Employer contribution / active EE | $4,911 | $3,319+48.0% | $4,831+1.7% | $2,565+91.4% |
| Participant deferral / active EE | $5,871 | $5,946-1.3% | $7,353-20.2% | $3,952+48.5% |
| Admin fee / account holder | $2,569 | $6,934-63.0% | $10,802-76.2% | $6,261-59.0% |